List of Best Paytm Alternatives in India of 2017

Usage of mobile wallets has witnessed exponential rise in India in the recent years especially after demonetization. People from all age groups are using mobile wallets to make online purchases, make peer to peer transfers, pay merchants offline, recharge phones/DTH, book tickets, book movie tickets, shop online and much more. When it comes to the best mobile wallets in India- Paytm is definitely one of the best and is the current market leader in India.

Digital Wallet

Below are some of the best Paytm alternatives in India of 2017. Do note that they are not listed in any particular order.

1. Freecharge – Online Recharge for Prepaid Mobile, Postpaid Bill, Datacard & DTH

Freecharge Logo

Headquartered in Mumbai, Freecharge is one of the best alternatives to Paytm. It provides online facility to recharge any prepaid mobile phone, postpaid mobile, DTH & Data Cards as well as make peer to peer transfers and make payments to online/offline merchants in India. It is widely accepted at all major outlets and major online shopping sites too.


2. Mobikwik – Mobile Recharge & Bill Payments

Mobikwik Logo

MobiKwik is another major alternative to Paytm. It has similar features like Paytm like mobile, DTH, datacard recharges, ticket bookings, peer to peer transfers, etc. It is accepted at merchant outlets both online and offline. Mobikwik app is available in multiple languages like English, Hindi, Gujrati,Bengali, Odia, Punjabi, Tamil, Telugu, etc.


3. Axis Bank – Lime – Wallet Shopping App

Lime Axis Bank

Lime is a digital wallet by Axis bank, a popular bank in India. You can add money to your Lime wallet account via credit/debit cards along with other options to Lime wallet and use it for host of purposes like recharges, paying bills as well as shopping online. It is available for customers of all banks and not just Axis bank customers.


4. State Bank Buddy – Mobile Wallet

State Bank Buddy

Buddy is a mobile wallet by State Bank of India, the largest and most popular bank in India. Available in more than 13 languages, you can use this app to send money or accept money from others , recharge phone/dth/data cards, pay bills, book flight and hotels, etc. You can also book movie tickets with it.


5. Oxigen Wallet – Online Bill Payments & Recharge

Oxigen Wallet Logo

Started in 2004 by an alumnus IIT Roorkee, Mr.Pramod Saxena, Oxigen Wallet is another good mobile wallet and payment company. It has all options like recharge facility, bus/flight ticket booking, money transfer facility, etc. You can also use it to pay online and offline while shopping.


6. PayUMoney – Payment Gateway Provider & Recharge, Pay Bills App

PayUMoney Logo

PayUMoney is one of the most popular payment gateway company. They also have a option for their buyers wherein the buyer can get host of offers while paying at merchant outlets onlineack including flat discounts and cashback. Currently they are giving minimum 1% of transaction amount back to user in form of points which can be redeemed later.


7. Airtel Money – Send Money, Recharge & Pay Bills

Airtel Money Logo

Airtel Money is a mobile commerce platform by Airtel- a popular mobile network. Having PAN India presence, it allows customers to transfer money, pay mobile and bills as well as do financial transactions on their phone. Also, Airtel has launched India’s first payments bank.


8. Ola Money – Pay for cabs, food , hotels, groceries and flights

Ola Money Logo

Ola Money, as the name suggests, is owned by the famous Indian taxi aggregator, Ola Cabs. Ola Money can be added to your wallet via Credit/Debit Card, and also Net Banking. You can use Ola Money to do host of things like mobile recharges, pay bills like mobile bills, electricity bills and gas bills, etc, pay at stores which accept Ola Money online and offline and of course for your Ola Cab bookings.


9. JioMoney Wallet – Online Money Transfer, Payment App

Jio Logo

JioMoney is a new online money transfer and payment app by Reliance Jio.You can use it for host of features like mobile/DTH recharge, pay bills, pay insurance premium, send and receive payments from friends and family and also for paying at merchant outlets online and offline. You also get great discounts and deals at their partner outlets on paying via JioMoney.


10. HDFC PayZapp – Payment App

HDFC PayZapp Logo

Payzapp is owned by HDFC Bank but available for everyone and not just their customers. This app allows you to do recharges, bill payments, book travel tickets, send money to your contacts as well as host of other things.


11. Vodafone m-Pesa Wallet

Vodafone m Pesa Logo

m-Pesa is a platform owned by Vodafone using which customers can transfer as well as accept money, recharge their phones, pay postpaid and other bills as well as pay at select merchant outlets online as well as offline. It has a wide network of agents consisting of recharge dealers, Vodafone stores as well as other merchant outlets.


12. ICICI Pockets – Bank Wallet – Digital Wallet App

ICICI Pockets Logo

Pockets is a digital wallet by ICICI bank, a popular private sector bank in India. This wallet has all the facilities like send and accept payments, recharge mobile/dth, use it while shopping online, book tickets etc. You also get a virtual VISA card which be used to pay anywhere. You can also convert your Pockets account into a savings account with ICICI bank.


13. PhonePe – India’s Payments App

PhonePe Logo

Phone Pe is a Flipkart group company which is getting quite popular these days. Like all other wallets, you can also use it to send/accept payments, pay bills and do recharges, etc. You can even pay at merchants location by scanning QR code. You can also split bills among your friends and settle them by paying each other.

That’s it guys. Paytm is indeed one of the most popular mobile wallet out there in India today which is widely accepted across the country offline as well as online. We have listed almost all major Paytm alternatives in this article. We would like to make a point that all of them have their own set of advantages and disadvantages over one another. So it’s advisable that you have account with all major wallets listed in this article to try out their services and determine which is the best option suited for you.

If you feel we haven’t included any alternative in this article, do let us know by commenting on the article. Do let us know your opinion and experiences with various wallets listed in this article via comments.

Originally posted 2017-01-26 15:31:47.


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